Delaware Department of Justice
Attorney General
Kathy Jennings

Fraud & Consumer Protection Division

Debt Management Services Act

Delaware Uniform Debt Management Services Act

On July 17, 2006, Governor Ruth Ann Minner signed into law the Delaware Uniform Debt Management Services Act (UDMSA) which became effective January 17, 2007. The Attorney General of the State of Delaware is responsible for issuing licenses, examining providers of debt management services and enforcing the UDMSA. The Director of Consumer Protection administers the UDMSA law by designation of the Attorney General.

Applicants for licensure as providers of debt management services are encouraged to review the UDMSA in its entirety and to consult with legal counsel. The business advisory in the link below is intended to provide general information only and does not constitute legal advice. Reliance on any information in this advisory will not excuse violations of the law.

Consumers are encouraged to consider the information in the link below when making decisions about debt management services.

Services Act

Debt Management Licensing Advisory for Businesses

Consumers – Information

Licensed Providers

Approved Credit Counselors Certification Programs

Credit Counselors Certification Program Request for Approval

Delaware Uniform Debt Management Services Act

Initial Application

Application for Renewal

Surety Bond

Approved Certification Programs & Organizations

Proposed Rule and Hearing Notice

Accreditation Organization Request for Approval

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