Delaware Department of Justice  -  Joseph R. "Beau" Biden, III, Attorney General

Home Online Seminars Investing Info. Industry Prof. Downloads Links Contact      Brought to you by the Delaware Department of Justice, Attorney General Beau Biden   Downloadable Resources Public Service Announcements Watch real warnings about fraudulent cases...      Broadband          Dial-up Promissory Note Scheme Promissory Note Scheme Unregistered Securities Unregistered Securities Prime Bank Notes Prime Bank Notes Affinity Fraud Affinity Fraud Advance Fee Loan Scheme Advance Fee Loan Scheme * Paid for by fines and penalties against violators of the Delaware Securities Act, not taxpayer dollars. Podcasts from FINRA Watch Information that will help you with Investing... Learning to Invest Series: Part 1 - Getting Started Don't have a clue when it comes to investing? Start with a plan. Learn how to determine where you are financially, then set savings goals and deadlines to reach them. Learning to Invest Series: Part 2 - Risks and Rewards How much risk are you willing to take when investing? Learn about three types of basic investments and the risks associated with each. Learning to Invest Series: Part 3 - Managing Risk  Are you putting all your eggs in one investment basket? Asset allocation and diversification help reduce risk by spreading your money across many types of investments.  Learning to Invest Series: Part 4 - Stocks Do you know what investment has performed best over the long haul? Learn more about stocks and how they might fit into your portfolio. Learning to Invest Series: Part 5 - Intro to Bonds Are you concerned with capital preservation and income generation? You could consider investing in bonds. Learn about the various bonds available to you and the features they all share. Learning to Invest Series: Part 6 - Mutual Funds Does researching and buying a broad mix of stocks and bonds sound too difficult and expensive? Then consider mutual funds for instant diversification.  Learning to Invest Series: Part 7 - How to Find an Investment Professional You don't have to build a portfolio or comprehensive financial plan on your own. Learn the steps you can take to find a reliable investment professional. Learning to Invest: Part 8 - Opening a Brokerage Account Think opening a brokerage account is difficult? Learn about what goes into it and what questions you'll be asked when opening your account Learning to Invest, Part 9 - Tracking Performance How are your investments doing? As time goes by, you will need to monitor your portfolio to ensure your investments are working together as planned. Learning to Invest, Part 10 - Taxable vs. Tax-Deferred Accounts Which is better: saving in a taxable, tax-deferred or tax-free investment account? It all depends on how you plan to use the money. Learning to Invest, Part 11 - Individual Retirement Accounts Want to boost your retirement savings? If you qualify, individual retirement accounts provide tax-breaks to help your money grow faster. Learning to Invest, Part 12 - Employer-Sponsored Retirement Plans Employer plans are the number one way most Americans save for retirement, but what you don’t know about putting money in or taking it out can cost you. Learning to Invest, Part 13 - Variable Annuities These insurance products offer tax-deferred savings, but also come with their own set of restrictions, charges and penalties Learning to Invest, Part 14 - Mutual Fund Loads and Fees When it comes to investing in mutual funds, minimizing fees can add up to big savings, especially after decades of compounding. Learning to Invest Part 15  - Understanding Bond Yields There are several types of yield that bond investors must know if they want to accurately track their returns. * These seminars are provided for educational purposes only, and do not constitute legal, tax or investment advice. The views expressed herein are of the speakers alone; they do not represent the policies or views of the Delaware Department of Justice. Furthermore, the Delaware Department of Justice does not recommend or endorse any product, service or investment professional referenced in these programs.

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